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ARC 90 – Fill out the application online or come to our center!
ARC 90 is a payment plan based on your income and spending habits. We don’t check credit but we do verify the ability to pay. The cost is usually about 15%, which is much lower than most credit cards. The entire process can be done with just a state-issued photo ID like your Drivers License.
No Credit Check Program Requirements:
To Prequalify For ARC90:
- Monthly Income
- Checking Account
- Income History
Once your application is submitted, you will receive an E-MAIL to authorize your bank to send us the activity statement. Please make note that you must respond to the e-mail to complete the approval process.
The down payment can range from 10-25%, depending on the term.
There is no cost to apply.
More than likely, you will get approved so long as you don’t have NSF activity and earn at least minimum wage or better.
You can log in to your account to check the status of your application with your DL# as your ID and a 4-digit pin that was assigned to you.
How are payments made:
- Prior to each one you will receive an e-mail notification that your payment is coming due. The remaining payment amount decreases in size as they come due making it easier on your budget. Your payments are collected by GCS via ACH.